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The private lending sector will consolidate loans with interest rates higher than working with the government directly.This is also to ensure whether the borrower will return the loan amount in a timely manner.Many lenders have introduced many loans as per your convenience.A loan broker, sometimes called a financial advisor, doesn't actually provide the funding themselves, but rather they match qualified clients with reputable lending sources.payday loans over 1 year Even securing approval is easier, and often, applications are approved with small time period.